FrequentFliers.com is committed to transparency. This page explains our affiliate relationships, how we earn compensation, and our editorial standards.
The Short Version
What You Need to Know
We may earn commissions on some links
FrequentFliers.com participates in affiliate marketing programs. When you click certain links on this site — particularly links to credit card applications, travel insurance products, and other travel services — and complete a qualifying action (such as applying for a card or purchasing a policy), we may earn a commission from the company at no additional cost to you. This is how we fund the site and keep our content free for readers.
Commissions do not influence our recommendations
Our editorial content, rankings, and recommendations are based on independent research and genuine assessment of value to our readers — not on the size of potential commissions. We do not accept payment to feature, rank, or recommend any specific product. If we recommend a credit card or travel product, it is because we believe it offers genuine value, not because it pays us more than the alternatives.
FTC Compliance
Our FTC Disclosure
Required disclosure under FTC guidelines
The Federal Trade Commission (FTC) requires that websites disclose material connections to companies whose products or services they recommend. In compliance with the FTC’s guidelines on endorsements and testimonials (16 CFR Part 255), FrequentFliers.com discloses that we have affiliate relationships with financial institutions, travel companies, and other businesses referenced on this site. When we link to a product or service and may receive compensation, we strive to note this within the relevant article. This disclosure page serves as our site-wide FTC disclosure.
Credit Cards
Credit Card Affiliate Relationships
How credit card affiliate programs work
When you click a credit card link on FrequentFliers.com and are approved for that card, we typically receive a commission from the card issuer or its affiliate network. The commission amount varies by card and issuer. You pay no additional fee — your card terms, annual fee, and sign-on bonus are identical whether you apply through our link or go directly to the card issuer’s website.
Our credit card editorial standards
We rank and compare credit cards based on: annual fee relative to benefits, earning rates and redemption flexibility, lounge access quality, travel protections, and overall value for the type of traveler we’re addressing. We do not accept payment for specific rankings. Cards with higher affiliate commissions do not receive higher rankings because of those commissions. Our goal is to help you find the right card for your travel style — not to steer you toward the most lucrative option for us.
Verify all terms before applying
Credit card benefits, annual fees, sign-on bonus amounts, and earning rates change frequently. The information on our site may not reflect the current offer at the time you read it. Always click through to the card issuer’s official website to verify current terms before applying. We are not responsible for discrepancies between our published information and the card issuer’s current offer.
Other Affiliates
Other Affiliate Relationships
Travel insurance
Links to travel insurance comparison sites (such as Squaremouth or InsureMyTrip) and individual insurance providers may be affiliate links. We may earn a commission if you purchase a policy through these links. Our insurance content is educational and designed to help you understand your options — we do not recommend specific policies for commission reasons.
Travel products and gear
Links to luggage, packing accessories, travel gear, and other products may be affiliate links through programs such as Amazon Associates or other retailer affiliate programs. Product recommendations on this site are based on genuine usefulness for travelers — not commission rates.
CLEAR and other travel services
Links to services such as CLEAR, TSA PreCheck enrollment providers, and similar travel services may be affiliate links. Where affiliate relationships exist for such services, our content about those services is based on their genuine utility — not compensation.
Our Commitment
Our Editorial Promise to You
Reader-first, always
FrequentFliers.com exists to help travelers fly smarter, save money, and handle disruptions with confidence. Affiliate revenue allows us to provide this content for free. We take our responsibility to provide honest, accurate, and genuinely useful information seriously — and we believe that reader trust is more valuable than any individual commission. If you ever have concerns about a specific recommendation or believe we have failed to disclose an affiliate relationship, please contact us.
No sponsored content
FrequentFliers.com does not publish sponsored posts, paid reviews, or advertiser-directed content. Our editorial decisions are made independently. If that ever changes, we will disclose it clearly.
Last updated: April 2026 · Site Disclaimer · Privacy Policy · Contact Us